We take the time to research and review all major carriers that offer policies in The Treasure State. Both preferred and high-risk policies are offered. Special discounts are available for Seniors, students with good grades, low-mileage drivers, and vehicles with alarm systems or theft-deterrent devices. For antique and classic automobiles, special policies can be written for their market value or appraised value. Commercial policies are offered to small and large businesses. Special payroll-deduction is often available.
Instantly compare the cheapest available prices and review personalized free online quotes. By clicking on our secure web link below, and providing your zip code, you can compare the companies that offer the most affordable combination of coverage and prices for your vehicles, regardless where you live. Whether you are a new driver, Senior, owner of a single vehicle, or you own a fleet of automobiles, we help you find the lowest rates. Special reductions are offered to Seniors, good students, and any person that has completed approved defensive-driving courses.
Although the entire state enjoys very attractive pricing, cities with multiple low-cost options include Billings, Missoula, Great Falls, Helena, Kalispell, Havre, Glendive, and Deer Lodge. Several Counties with very favorable rates include Yellowstone, Missoula, Cascade, and Silver Bow. Usually, quotes are less expensive than most neighboring states. Reasons include a lower incidence of accidents, and more competitive vehicle repair costs. The percentage of uninsured drivers in Montana is also less than most other states.
Auto insurance prices in Montana are very low compared to most other states. Whether you’re a new driver or a Senior, rates for all types of vehicles are always competitive. All policies meet the minimum-required liability limits of $25,000 per person, $50,000 per accident, and an additional $20,000 of property damage. Medical payments, uninsured motorists, underinsured motorists, towing, substitute transportation, and GAP coverage are optional. Any financed or leased vehicle will be required to include collision and comprehensive coverage, with certain deductible restrictions determined by the lending institution. Of course, proof of coverage is required if requested by a law-enforcement officer, or if you are involved in an accident. A database of all information is also kept, to help enforce the required-coverage law.
Companies doing business in the state are monitored and regulated by the Montana DOI. Disputes with insurance companies are handled along with collecting taxes and licensing new carriers. Policies are reviewed and market conduct is reported. Both consumers and brokers benefit by the work of the DOI. Common questions include "What's the difference between collision and comprehensive coverage" and "What if I do not want uninsured motorists protection?" Prices will vary, depending on many factors, so it is important to properly and thoroughly shop and compare. The type, make, model, and year of vehicle you drive will impact the rate the most. Of course, the coverage you select and the driving record of household occupants must also be considered. Available discounts can also reduce the premium. Some of the carriers that offer very attractive rates include Geico, Amica, State Farm, Esurance, Farmers, USAA, and Allied,
The Montana Department Of Motor Vehicles helps state citizens with licensing, registration, understanding regulations, scheduling appointments, ordering driver history records, and ordering temporary driving permits. Many testing locations and centers are conveniently located throughout the state.
Your online instant quote will help show you the best prices in all areas of the Treasure State. Regardless if you are currently uninsured, or have been with the same carrier for more than 20 years, we review the best available options for the vehicles you own. Additional discounts are provided if you insure your primary residence with the same carrier. Further reductions are offered if you cover a motorcycle, RV, motor home, mobile home, snowmobile, or rental property with the same carrier. Liability limits may be different for off-road products.
View affordable car insurance rates in Montana below. We help you shop for the best policies and save. Get your free quotes from our secure web link above.
• Post ID: 4014898 montana